If you are afraid to get excited about buying a home right now because of your credit score … you need to know these 3 things:
1. You are not alone – millions of people are struggling with catching up on bills after a layoff or wage reduction or just a tough time financially. People have had to sell their homes through a short sale or foreclosure but have been otherwise upstanding citizens. It feels embarrassing to ask for help but after you overcome the initial awkwardness of having to explain your situation to someone, you will see that you can trust that your team of advisors are here to help you accomplish the goal and not here to judge.
2. Now is the time to act! Interest rates are low and house prices are low. In economics you probably read about the laws of supply and demand. When house prices are high, the interest rates have to come down to allow people to afford the house price. As house prices come down, the interest rates can rise as more people are borrowing. This perfect storm right now with lower house prices combined with low interest rates may never again be seen in our lifetime. Let’s get working on your credit now to get you approved before the time is lost.
3. You can get approved if you are motivated and willing to work with the professionals to take the necessary actions to get approval. Sometimes all you need to do is have a little larger down payment. Some lenders will accept a score as low as 500. We need to assess your situation and give you a step-by-step action plan of what you have to do to get approved.
4. Renting is costing you! … Do you think that the person who owns the property that you are renting is making LESS than or MORE than his/her mortgage? MORE is right … so if he/she is making MORE than enough to cover their mortgage and keep a little extra in profit, then you are paying MORE than you would need to pay if you were paying YOUR OWN mortgage.
You can give me a call or call Griffin Credit directly to get started with getting credit repaired. They don’t have a long term contract or anything like that – it is a monthly payment until you are qualified. Most people are able to get qualified within 3-5 months.
**** note from Griffin Credit***
www.griffincredit.com
We would be happy to assist you in improving your credit score by removing negative hits on your credit report. Please feel free to call me or email me to receive more information about how we can help you qualify for a better loan rate.
Phil Byrne Managing Partner
970-331-7796
Email: representative @ griffincredit.com (*remove the spaces)
Fax: (303) 200-8082
